ira cd

What happens when your IRA CD matures?

When your bank IRA CD matures, the principal amount that you invested will be returned to you. A bank CD is a time deposit. This essentially means that the money that you deposit into the CD at your bank will …

withdraw without penalty IRA

How long do you have to wait to withdraw from your Roth IRA without a penalty?

Once you establish a Roth IRA, you cannot take distributions from the IRA until you reach age 59.5 and until you have also participated in the IRA for a minimum of five years, at least not without a penalty. Those …

mutual fund expense ratio

What is a mutual fund MER (management expense ratio)?

When you are shopping for a mutual fund, you may run across the term ‘management expense ratio’ or its acronym, MER. This term is a reference to a measurement of the costs that are incurred by the mutual fund each …

sterling silver weight

How do you calculate the weight value of sterling silver?

To calculate the weight value of sterling silver, including money, jewelry and flatware, you first need to know the actual percentage of silver that is present in the silver item, and then you can figure the value of the silver, …

silver certificates

How much are dollar silver certificates worth?

Today, dollar silver certificates are worth one U.S. dollar, unless you have a silver certificate that is sought after by collectors. Up until the 1960s, the U.S. printed silver certificates as paper currency. Up until that time, the government guaranteed …

bankruptcy mutual fund

What happens if your mutual fund files for bankruptcy?

Because the assets in a mutual fund are owned by fund shareholders and investors, bankruptcy of the investment and brokerage management company that sponsors the mutual fund should have no bearing on the mutual fund itself. A mutual fund is …

brokerage firm bankruptcy

What happens if your brokerage firm goes under?

Generally speaking, if your brokerage firm goes bankrupt or becomes insolvent, then investors are usually protected from loss due to the fact that your broker is required to keep “their” funds separate from your funds. This means that the broker …

401 k moving to another country

What happens to my 401(k) if I move out of the U.S. before retiring?

If you move out of the U.S. prior to retiring, what happens to your plan depends on the plan itself, and your personal wishes. The IRA is a U.S. based account type. You cannot open the same structured account in …

aarp

What is the AARP?

AARP is an acronym for the organization, American Association of Retired Persons. The AARP is a non-profit organization that represents the interest of 37 million members who are over the age of fifty. This non-partisan organization works to promote the …

how low should cost expense be

How low should a cost expense ratio be?

The cost expense ratio is also sometimes referred to as an operating expense ratio. This is a measure of the costs and expenses that are incurred during the course of an operation of a mutual fund or an exchange traded …

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